Lessons from Holy Qur'an

Comparison Between Charity And Usury


Comparison Between Charity And Usury                               

BAQARAH – 2 (The Cow)

Verse –276 & 277   of  286, Section –38    (Part – 3)


  1. 276.  Allah hath blighted usury and made almsgiving fruitful. And Allah loveth not the impious and guilty.
  1. 277.  Lo! Those who believe and do good works and establish worship and pay the poor-due, their reward is with their Lord and there shall no fear come upon them neither shall they grieve.
 276.  Yamha-qullaa-hur-Ribaa  wa  yur-bis-Sadaqaat.  Wallaahu  laa  yuhibbu  kulla  kaffaarin  ‘asiim.

277.  ‘Innal-laziina  ‘aamanuu  wa  ‘amilus-saalihaati  wa  ‘aqaa-mus-Salaata  wa  ‘aata-wuz-Zakaata  lahum  ‘ajruhum  ‘inda- Rabbihim.  Wa  laa  khawfun  ‘alayhim.  Wa  laa  hum  yahzanuun.          






Comparing Usury and Alms Allah Almighty has told about end of the both separately in these verses. He ordains that the Usury wishing, how much Increasing go up; its end is poorness and destruction. Allah Almighty will never prosper in it decisively. Resultantly nothing accrues beside ruin from such wealth. Result of Usurer persons and nations is before us as proof. Bloodshed, ruin and destruction accrued reciprocally between them. Comparatively Allah Almighty increases the Alms and Charity, blesses them who spend, and adds their reward manifold, prosperity and independence arise because of Alms and Charity.


Then Allah Almighty dictates that He never likes Usurer, who is evildoer as well as un-grateful. He is the sinner because he tyrannizes the helpless and necessitous. And he is ungrateful because Allah Almighty gave him wealth for spending it in His Way, distribute it in the poor and indigent persons, help the necessitous people, but he becomes miser, keeps the money folding it up, looks brothers starving, suffering endurance of hunger, fluttering due to poorness and helplessness, but he does not feel pity. His heart does not perspire. Moreover, he becomes cruel and hardhearted. So, for him there is harsh threat.


Opposite to the Usurer, God Almighty described the reward also of a Believer and who performs good works, who establishes prayers, pays the poor-due and alms, that he will be given full remuneration from Allah Almighty. He will never face any kind of fear or threat. Neither he will be displeased. Allah Almighty bestow us Divine Guidance and empower us to pay the poor-due and charity. So be it.



Transliteration in Roman Script & English Translation of Holy Qur’an written by Marmaduke Pickthall, Published by Paak Company, 17-Urdu Bazar, Lahore and Lesson collected from Dars e Qur’an published By Idara Islah wa Tableegh, Lahore (translated by Muhammad Sharif)